Benefits

*All medical benefits have a waiting period of the first of the month following the 60th day of employment.

*Medical insurance is available to all employees who work 30 or more hours per week.

*Supplemental Insurance is available through Aflac.

BCBS

BCBS

Employee Only – $91.75
Employee/Children – $321.61
Employee/Spouse – $473.52
Employee/Family – $663.58

BCBS ($7000 EO Deductible)

Employee Only – $173.37
Employee/Children – $418.82
Employee/Spouse – $612.19
Employee/Family – $827.10

BCBS ($5000 EO Deductible)

Employee Only – $295.15
Employee/Children – $553.87
Employee/Spouse – $660.41
Employee/Family – $964.79

Life Insurance

CHH offers FREE life insurance to all full time employees.

We also have additional coverage for children and spouse, rates vary depending on coverage.

Benefit Amount – $30,000

Proof of Good Health – Proof of good health is required for life insurance amounts greater than: If you are under 70: $30,000.  If you are 70 and older: The lesser of $30,000 or the amount with the prior carrier.

Age Reductions – 35% benefits reductions at age 65, with an additional 15% reduction at age 70.  age reductions apply to the benefit amount after proof of good health.

Individual Purchases Rights – If you terminate employment, you may be able to convert coverage to an individual policy.

Coverage Outside of the US – Benefits will not be paid if you are outside the US for certain reasons for more than six months.

Dental Insurance

Employee Cost Per Paycheck (biweekly)

Employee Only – $16.41
Employee/Children – $40.13
Employee/Spouse – $32.82
Employee/Family – $61.98

BCBS

Calendar Year Deductible

Deductible – $50 Individual / $150 Family
Calendar Year Max – $2000.00
Waiting Period – None
Preventive – 100%
Basic – 80%
Major – 50%
Ortho for children – 50% up to $2000

Vision Insurance

Employee Cost Per Paycheck (biweekly)

Employee Only – $4.37
Employee/Children – $8.74
Employee/Spouse – $8.30
Employee/Family – $12.84

BCBS

Exams – $10 copay – one exam every 12 months

Prescription Glass Lenses- $25 copay – one pair every 12 months
Prescription Glass Frames – $150 allowance for a wide selection of frames – one set every 12 months
Elective Contacts – $150 allowance for elective contacts – one set every 12 months

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